Credit - Start The Year Off Right »

Keep tabs on your credit report In order to maintain a healthy credit score and to position yourself best with creditors, it’s important for consumers to monitor their reports regularly.
It also enables consumers to ensure there is no fraudulent activity, as the potential for identity theft is more prevalent than ever.4.
When consumers open a joint [...]

Credit rule changes will affect customers »

WASHINGTON — The new year is a good time to begin new practices, especially in money management.As we enter 2009, it’s especially important to begin handling your credit card differently, because in a year and a half the credit-card industry must change the way it treats you.
And trust me, there will be [...]

Beware the House of Cards »

the financial sector, America’s credit-card companies may not have seen the half of it.More and more consumers are falling behind on their monthly card payments as unemployment rises.
And in recent weeks, the federal government slapped tough curbs on certain credit-card industry practices commonly used to boost revenue, restricting, for instance, the raising of rates on [...]

Make It a Debt-Free New Year »

But that doesnt mean that all debt is bad.
Keeping cards open, even if you dont use them, is the way to increase your credit score.
Taming that debt should be everyones priority for 2009, Carmen says.
Always pay the most you can toward the cards with the highest interest, Ulzheimer says.
By paying off credit-card debt, you are [...]