TIP! When getting a premium card you should verify whether or not there are annual fees attached to it, since they can be pretty pricey.…
TIP! Many times, the reasoning behind the minimum payments that credit card companies set is due to the fact that they want you to pay…
TIP! If you see a charge on your card that isn't yours, talk to your credit card issuer immediately. This allows the credit card issuer…
TIP! Never close a credit account until you understand how it affects your credit history. There are times when closing out cards can lead to…
TIP! If you see any suspicious charges, report them quickly. Taking immediate action gives you the highest probability of stopping the charges and catching the…
TIP! It's a smart practice to have 2 or 3 open credit cards in good standing. That works to build a stable credit history, particularly…
TIP! Do not use credit cards to purchase items that are much more than you can possibly afford. Take an honest look at your budget…
TIP! Many people misuse their credit cards. Debt is not always avoidable, but many people overcharge, which results in payments that they cannot afford. Credit…
TIP! Card issuers designate minimum payments so that they stand a better chance of maximizing the profits they make on interest charges. This is why…
TIP! To make sure you aren't paying too much for a premium card, ensure the credit card does not require you to pay an annual…